Here is an overview of the transaction fees charged by Spond in various jurisdictions. These includes transaction costs for our payment partner, Stripe.

By default, the transaction fee is covered by the club. (The transaction fee is calculated from the total amount paid, and the club is left with the price)

If the club wishes the members to cover the transaction fee they have the option to choose this. (The transaction fee is added on the total price) of the products minus this fee.

If the club wants the members to cover the transaction fees, they have the option to choose this. A transaction fee is then added, so that the club is left with the price of the products after the calculated transaction fee is deducted.

It may be that they downloaded the app while you were creating and sending out the payment request. Ask them to go into the app to check if it appears under Payments.

End date indicates how long a payment request is valid for. After the end date, you will not be prompted to add new members who are eligible to receive the request, although payments can still be made.

If you have reached your credit limit you will need to apply to Spond for a higher limit.

Below is an overview of default credit limits in key jurisdictions:

If you run out of credit, you will be notified when you try to process a refund. You can request a higher credit limit in the same window.

You'll need to let us know why you need a higher credit limit and the requested new amount.

If a club has not received any payouts within three months, Spond will invoice you for any credit you have used on refunds.

NOTE: This is an example for UK club where the currency is set to GBP. You can select your local currency.

When you press Save, the payment request will be automatically adjusted in the member's Spond app, or they will receive a new email.

To exempt or change the price of a member from a payment, you must go to the payment request and scroll down to recipients. Here you can go to the member in question and click 'Edi't.

After pressing edit, you can uncheck the product to exempt or change the price. You can also exempt for individual products.

When you save, the payment request will be automatically adjusted in the member's Spond app, or they will receive a new email.

If you have a payment request that is an instalment payment type, you can amend amount / price and due date on a member when it is Not paid. After it is paid you can not change it anymore.
​
You can also exempt and Not paid instalment payment on a member if the payment is not relevant anymore. This is done like ordinary exempt, by going to Edit on the member in the payment request..

When the payment deadline has expired, a 'Send reminder' button will appear next to the payment request in Spond Club.

When you first press 'Send reminder', nothing will be sent out yet. After pressing 'Send reminder', you can select who will receive the reminder.

The reminder will be sent both by email and to the Spond App. Users who don't have the app will receive it by email.

You can send a message to users with outstanding payment requests to tell them about any consequences of non-payment - ie. Members who have not paid their subs will not be allowed to train after X date:

There are two ways to look up if a member is registered in a course and to see what they have paid:

We will need to verify your personal information when you first register to receive payments from Spond. This should take a maximum of five days.

You can choose the payout schedule to be daily, weekly or monthly. You can edit this under Payments > Payment methods > View. You can also see what is pending in this section.
​

Weekly payouts are made on Thursdays and monthly payouts on the 3rd of each month (or on the first working day after if the 3rd falls on a weekend).

There are two different types of discount you can use:

Spond considers everyone with the same payment contact as a family.

Manual payment registration
If you need to manually register a payment request with the family discount, it's important that you distribute the payment amount to all members of the family and register a part on each family member. Read more about manual registration and invoicing.

To duplicate or archive a payment request, go into the payment request in Spond Club and click on the three dots on the top right corner. You will then get two choices:

An independent payment contact is useful when fees and payments are made by someone other than a parent or guardian.

For example, it may be a local authority providing funding for a child, or even a grandparent who does not wish to be a guardian on the Spond platform.

NOTE: An independent payment contact will not see any information about the member, just the payment.The independent payment contact will receive the payment request by email. If they have any group connection to the club, they will also get the payment request in the app.

Exporting a list of payment recipients is simple:

If the payment request is required (not optional) admin will be able to go to the recipient list and set the member as paid by selecting the member and then selecting 'Register payment manually', as shown below.

The IBAN-number is an account number used for international payments, and is crucial if you are going to receive payments from overseas. The IBAN number identifies your bank account, and makes it possible to receive payments from an international bank. Spond use an international payment provider (Stripe) and is therefor dependant on the IBAN number.

You can usually find your IBAN number on your banking statement, your online banking or by contacting your bank directly.

(For Norway) Sparebank 1 has a website that allows everyone (regardless of which bank you have) to view their IBAN-number (link). You will have to specify your account number in order to access the IBAN-number. You can contact your bank if the attempt to find your IBAN-number through the Sparebank 1 website is unsuccessful.

A BSB (Bank-State-Branch) is a six-digit number that identifies the bank, branch and state that you opened your account in. The BSB code is used in addition to the bank account number to identify the recipient of a transfer.

You can usually find your BSB via your internet banking, your branch locator tool or bank statement. Please contact your bank if you are unable to locate it.

Our payment provider, Stripe, is obliged to collect and confirm information regarding individuals owning 25% or more of the company in countries associated with SEPA (Single Euro Payments Area), in addition to the person that represents the company. Stripe will attempt to check every owner, which means they may request more information, if needed.

To comply with local laws and regulations we, and our payment processor Stripe, may require that you verify your identity. Find out more.

NOTE: To avoid delays and inconvenience, please ensure that all additional private owner requests are responded to in a timely manner.

Due to relevant local and international laws on the handling of financial transactions, Additional Payment Verification is sometimes required in order to set up payments in the Spond App.

You can find out more about Additional Payment Verification here.

To comply with relevant rules and regulations, our payment processor Stripe may request that you verify your identity or other information relating to the payout method you have entered. This requirement is there to protect your security, to prevent money laundering and other financial crimes.

If missing verification information is not updated when requested, pending payouts will be placed on hold until the information has been uploaded and verified. Receiving payments to the account may also be temporarily disabled, which means members won't be able to make payments.

NOTE: To avoid delays and inconvenience, please ensure that all verification requests are responded to in a timely manner.

When uploading a document, be sure to update the information in Stripe as well to match the document. For example, address and organisation number.

If any of the information you update should not be approved, you will receive a new email and will need to update again. You will also see an alert under Finance > Club Accounts. Please contact [email protected] if you have any questions or concerns.

Read more about document requirements on Stripe's website.

You can usually find your transit and institution number in your checkbook, your internet banking or by contacting the bank directly.